How to Apply for Citi Simplicity Credit Card Online

by anisur July 27, 2023

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citi simplicity credit card application page

Table of Contents

About Citi Simplicity Credit Card

Citi Simplicity Credit Card is a great option with no late fees card ever. This card will help you to pay off your debt or finance a large purchase. With this card, you will get 0% introductory APR on balance transfers and new purchases for 18 months. But this card will charge you an annual fee. You will require good credit to get qualified for this credit card.

Application Guide for Citi Simplicity Credit Card with Invitation Code

If you have an invitation code to apply for the Citi Simplicity Credit Card, then you should consider applying for this card. You can follow these simple steps below to apply for the Citi Simplicity Credit Card:

You have to click on this link www.citi.com/applycitisimplicity.
Then, in the first field, you have to provide your invitation code from the mail offer.
Then, you have to provide your last name in the text field.
After that, you just need to select the Proceed to Application option.

Then, you can follow the on-screen guideline to complete the application process.

Rates and Fees of Citi Simplicity Credit Card

Interest Rates

APR for Purchase: There will be no intro APR for purchase for the first 18 months of account opening. After that, you will be charged between 14.74% to 24.74% depending on your creditworthiness.
APR for Balance Transfer: 0% intro APR for balance transfer for the first 18 months of account opening. After that, your APR will be 14.74% to 24.74% depending on your creditworthiness.
APR for Cash Advances: The intro APR for the cash advance is 25.24%, depending on your creditworthiness.

Fees

Annual Fee: You would not have to pay annual fees for the Citi Simplicity Credit Card.
Balance Transfer Fee: For the balance transfer, you will be charged 3% of the amount of a minimum of $5.
Cash Advance Fee: For each cash advance, you will be charged 5% of the amount of a minimum of $10.
Foreign Transaction Fee: You have to pay 3% of the transferred amount after its conversion into US dollars.
Return Payment Fee: For the return payment fees, you will be charged up to $40.

Citi Simplicity Credit Card Benefits

Citi Simplicity Credit Card does not charge any annual fees.
For the first 18 months of your account opening, there will be 0% intro APR.
It has Citi identity theft solutions.
$0 liability with the unauthorized charges.

How to Activate the Citi Simplicity Credit Card

If you have the Citi Simplicity Card, then you need to activate it first. It is quite easy to activate your Citi credit card. You will require your credit card details to activate your credit card. By following these easy steps, you can easily activate the Citi Simplicity Card:

Firstly, you need to visit the official website of Citi Bank.
Click on this link online.citi.com for direct access to the Citi Bank website.
There on the right side of the homepage, you will see the login section on the right side.
There, you have to click on the Activate a Card option to proceed further.
You have to input your card number in the provided field.
After that, you have to click on the Continue button and follow the steps further to activate your card.

How to Register for the Online Access

To manage your Citi Simplicity Credit Card or Pay your card bill, you must have to complete the registration for online access. You can easily complete the registration by following these simple steps below:

You have to click on this link online.citi.com for direct access to the Citi Bank website.
As you landed on the homepage, you have to click on the Login section on the right side.
There, you just need to select the Register for Online Access option.
You have to provide your credit card number in the given field and click on the Continue Set UP option.
After that, you have to follow the on-screen details to complete the registration process.

Make Your Payment for Citi Simplicity Credit Card Bill

Citi Bank offers several methods to pay your Citi Bank credit card bill. By following any of these following methods, you can easily make the payment for your credit card bill:

Online Payment Method

Online payment method is the safe and secure method of payment. You can easily pay your credit card bill by following these simple steps below:

You have to click on this link online.citi.com, for direct access to the Citi Bank website.
Then, simply login to your account, using the User ID and Password.
Once you logged in to your account, you can easily make the payment for your Citi Simplicity Card bill.

Pay by Mail

Citi Bank also accepts payment for their credit card bill through the mail service. You can send your payment stub to the following address:

P.O. BOX 9001037
Louisville KY, 40290-1037

If you wish to make the overnight payment, then you have to send your payment to this address below:

Citibank Express Payments
6716 Grade Lane
Building 9, Suite 910 Louisville, KY 40213