Bank of America Credit Card Activation Guide Online

The Bank of America is a multinational investment bank, located in the United States. The headquarter of this banking corporation is located in Charlotte, North Carolina. This banking corporation was started in San Francisco. It is considered the second-largest banking institution in the United States and the eighth-largest bank in the world. BOA among the four largest banks in the United States. they provide the services of asset management, commodities, banking, credit card equities, trading, insurance, etc.

Easiest Methods to Activate Your Bank of America, Credit Card

If you have a new Bank of America credit card, then you must have to activate the card. You can follow any of the following methods to activate your BOA credit card:

Activate Bank of America Credit Card via Online Method

It is quite easy to activate your Bank of America Credit Card. If you are a new user, then you must have to enroll in Online & Mobile Banking. If you already have an Online ID, then follow these instructions to activate your BOA Credit Card:

• Firstly, you need to click on this link www.bankofamerica.com/activate
• There, click on the Already Have an Online ID option if you already enrolled for Online and mobile banking.

 

 

• You have to provide your Online ID and Password in the given field.
• Then, simply click on the Sign In button to log in to your BOA Online Banking account.
• After that, you can simply follow the on-screen guidelines to activate your BOA Credit Card.

Activate Bank of America Credit Card by Phone

You can also activate your Bank of America Credit Card over the phone. You can simply follow the automated call service to activate your credit card. To activate your BOA credit card, you have to dial 800-276-9939 from your phone. After calling this number, you just have to follow the on-call instructions to activate your credit card. You have to provide all the required information to activate your credit card.

Some of The Best Credit Cards Offered by Bank of America

Bank of America provides several credit cards to choose from. These are some of the best credit cards from the Bank of America:

Bank of America Cash Rewards Credit Card

If you are looking for the best cashback credit card, then you should consider the Bank of America Cash Rewards Credit Card. With this card, you will get 3% cashback in a category of your choice. On your grocery purchase, you will get 2% cashback. On all your eligible purchases, you will get 1% cashback.

Interest Rates and Charges

• APR for Purchase: There will be no introductory APR for the first 12 statement closing date. After that period, your purchase APR will be between $13.99% to 12.99%, depending on your creditworthiness.
• APR for Balance Transfer: For the first 12 statements, your balance transfer APR will be 0%. After that, your balance transfer APR will be 13.99% to 23.99%, based on your creditworthiness.

Fees

• Annual Fee: You would not be charged an annual fee on this credit card.
• Balance Transfer Fee: You will be charged 5% of the transferred amount or a minimum of $10.
• Cash Advance Fee: For each cash advance, you have to pay 3% of the amount or a minimum of $10.
• Late Payment Fee: If you fail to pay your credit card bill by the due date, then you will be charged a late payment fee of up to $40.

 

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Bank of America Travel Rewards Credit Card

Bank of America Travel Rewards Credit Card is a great option if you travel frequently. This card offers an unlimited 1.5 points on every dollar you spent on the purchase. It also offers redemption flexibility, so you can book your travel on your own and redeem your points for the statement credit. These points can also be redeemed for the restaurant purchase.

Interest Rates and Charges

• APR for Purchase: For the first 12 statements, there will be no intro APR on purchase. After that, your purchase APR will be 14.99% to 22.99%, based on your creditworthiness.
• APR for Balance Transfer: The balance transfer APR of this card is between 14.99% to 22.99%, depending on your creditworthiness.

Fees

• Annual Fee: You would not be charged an annual fee for the Bank of America Travel Rewards Card.
• Balance Transfer Fee: For each balance transfer fee, you will be charged 5% of the amount or a minimum of $10.
• Late Payment Fee: If you cannot make the payment for your credit card bill by the due date, you will be charged a late payment fee of up to $40.

Bank of America Premium Rewards Credit Card

With the Bank of America Rewards Credit Card, you will get bonus rewards on travel and dining. It comes with a bevy of travel perks which makes this card worth of annual fee.

Interest Rates and Fees

• APR for Purchase: The intro APR for the purchase will be 15.99% to 22.99%, based on your creditworthiness.
• APR for Balance Transfers: APR for the balance transfer for this card is 15.99% to 22.99%.
• APR for Cash Advance: The cash advance APR is between 18.99% to 25.99%, depending on your creditworthiness.

Fees

• Annual Fee: The annual fee of this card is $95.
• Balance Transfer Fee: For each balance transfer, you will be charged a fee of $10 or a minimum of 5% of the transferred amount.
• Cash Advance Fee: For every cash advance, you have to pay 3% of the amount or a minimum $10.
• Late Payment Fee: If you cannot make the payment for your credit card bill by the due date, then you will be charged up to $40 as late payment fees.

Bank of America Contact Info

If you face any difficulties while activating your Bank of America credit card, then you can contact the customer service department.

General Account Information: 800.432.1000