How To Apply Discover It Cash Back Card Online
Discover is a credit card brand and serves basically throughout the United States. Discover was first started by the Sears in 1985. Discover does not charge annual fees for their cards. Discover Bank is the issuer of almost every Discover Credit Card, formerly known as the Greenwood Trust Company.
Discover It Cash Back
The Discover It Cash Back Credit Card would be an excellent choice for those who have good credit or better, who don’t want to pay an annual fee, and don’t mind dealing with the rotating bonus rewards. Using the Discover It Cash Back, you can earn up to 5% cashback on purchases. Like all the other Discover Credit Cards, with this card, you will get the first-anniversary bonus.
This card is more than just a cashback card. Here you will get a 0% intro rate on new purchases and balance transfers. Plus, there are no foreign transaction fees and no late payment fees for the first time you miss a due date.
Apply for Discover It Cash Back Card with Invitation Code
If you have recently received the invitation code for the Discover It Cash Back card and probably want to apply, then you can follow the instructions below:
- First, you have to visit this link Discover.com/IT
- Then, simply provide your 23-invitation number in the provided fields.
- You will get your invitation number, towards the bottom of your invitation letter.
- After entering the invitation number, you need to click on the Start Your Application option.
- After that, simply follow the further steps to complete the application process.
Rates and Fees of Discover It Cash Back
Interest Rates and Interest Charges
- APR for Purchases: For the purchase, your intro APR will be 0% for the first 14 months. After 14 months, your APR for purchase will be 11.99% to 22.99%, deepening your creditworthiness.
- APR for Balance Transfer: For the balance transfer, your intro APR will be 0% for the first 14 months of your account opening. After your APR expires, you will be charged from 11.99% to 22.99% depending on your creditworthiness.
- APR for Cash Advances: For the cash advance, your APR will be 24.99%, based on the market prime rate.
Fees
- Annual Fee: For credit card, does not charge any annual fees.
- Cash Advance: For your each cash advances, you will be charged 3% of the amount or at least $10 minimum.
- Late Payment Fee: There will be no charges for the first-time late payment. After that, for the late payment, you will be charged up to $40.
Benefits of Discover It Cash Back Card
There are the following benefits you will get with the Discover It Cash Back Card:
- You will get 5% cashback on your everyday purchase at different places. You can use your Discover It Cash Back card at the grocery stores, gas stations, amazon.com, and when you pay using the Pay Pal.
- On all the other purchases, you will get a flat 1% cashback.
- The new card members will receive double cashback for the first year.
How to Register Discover Online Account
In order to manage your Discover Card or pay your credit card bill, you have to register for the Discover online account. The registration process is quite simple. You just need to follow these steps below to complete the registration process:
- First, you have to visit the official website of the Discover.
- By clicking on this link discover.com, you will be redirected to the website.
- There, you will see the login section on the right side of the homepage.
- Make sure that, the Credit Card option is selected and click on the Register Your Account option.
- Then, under the Credit Cards, click on the Register Now option.
- Then, simply provide your 16 digits of the card number.
- Provide the expiration date of your card.
- Then, provide other cardmember information.
- After filling up all the sections, simply click on the Continue button.
- Then, follow the on-screen details to complete the registration process.
How to Activate Discover It Cash Back Card
After receiving the card, the first thing you have to do is to activate it. You can activate your Discover It Cash Back Card on the official website. To activate your Discover Card, you just need to follow these instructions below:
- First, you have to visit the official website of the Discover.
- Or, you just click on this link discover.com, for the direct access.
- Once, you are on the homepage, you will get the login section.
- Make sure, the Credit Cards option is selected and click on Activate Credit Card option.
- You can activate your card with a login or without a login.
- If you already registered for the online account, then simply log in to your account.
- If you choose Without Login option, then provide the required information.
- You will get all the information on the back of your Discover card.
- After filling up the details, you need to click on the Continue button.
- After that, you have to follow the further steps to complete your activation process.
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How to Pay the Bill of Discover It Cash Back
You can follow these two methods to pay your Discover Credit Card bill.
Online Method
- First, visit this link discover.com.
- There, you will get the login section on the right side of the page.
- You just have to provide your login details to given fields.
- After login to your account, you have to look for the payment option.
Offline Method
You can also pay your Discover Credit Card bill through the mail. Send your payment to this address:
Discover Financial Services
P.O. Box 6103
Carol Stream, IL 60197-6103
Discover Customer Support
If you need to contact the Discover customer service, then you contact them at:
Phone:
1-800-DISCOVER (1-800-347-2683) (English/Español)
Outside the U.S.:
1–801–902–3100 (English/Español)
TDD:
1-800-347-7449
Mail:
Discover Financial Services
P.O. Box 30943
Salt Lake City, UT 84130-0943
Conclusion:
So, if you receive the invitation code for the Discover It Cash Back card, then you can apply. The application process is quite simple. You just need to follow the above-mentioned instructions to complete the application process.
